Overtime Betting Rules by Bet Type & Sport: Which Bet Types Include Overtime?

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Ray BelkoraJune 14, 2022, 08:31 PM

Which Bet Types Include Overtime?

One of the most important rules to understand when betting is whether or not overtime is included in your bet. Even some of the more experienced bettors have fallen victim to losing a bet because they did not fully understand the overtime rules.

Make sure you are reading the full details of the bets you place, taking into consideration a very common phase — “all bets include overtime unless otherwise stated.” Keeping this little phrase in mind, you should expect that most plays (i.e., money line, point spread, point total) all include overtime.

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In most cases, you should expect player props to include overtime as well. Looking at these plays, you would benefit from overtime in situations where you are hoping that a play goes over, and vice-versa for plays that you would like to go under. 

Let’s look at the four major American sports and show which bets include overtime:

  1. Basketball (NBA, WNBA, NCAAB)
    1. Moneyline, point spread, point total include any overtime scoring
    2. Second-half bets include any overtime scoring
  2. Football (NFL, CFL, NCAAF)
    1. Moneyline, point spread, point total include any overtime scoring
    2. Second-half bets include any overtime scoring
  3. Baseball (MLB)
    1. Moneyline, point spread, point total include any overtime scoring
  4. Hockey (NHL)
    1. Moneyline, point spread, point total include any overtime scoring
    2. Many sportsbooks offer 3-way line (explained below) and tie-no-bet for hockey

Which Bets Do Not Include Overtime?

To make sure we are covering all of our bases, here is a list of the four major American sports and which bets do not include overtime.

  1. Basketball (NBA, WNBA, NCAAB)
    • Fourth Quarter betting does not include overtime scores.
  2. Football (NFL, CFL, NCAAF)
    • Fourth Quarter betting does not include overtime scores.
  3. Baseball (MLB)
    • All bets are action regardless of pitching changes. Extra innings do not count, unless stated otherwise.
  4. Hockey (NHL)
    • Third Period betting does not include overtime scores.

What is a 3-way Line?

Various sports, like soccer and hockey, include 3-way lines to bet. Simply put, you can bet either team A to win, team b to win, or for the game to tie and go into overtime or extra time.

In this case, if you were to bet team a to win, and the game goes into overtime or extra time, then you would lose your bet. You must select the exact outcome to be correct in a 3-way line. 

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What is a Tie-No-Bet?

Similarly, there is a type of bet called tie-no-bet. In this case, you can pick either team A or team B to win in regulation. If the game goes into overtime or extra time, you push your bet, and get your original stake back. You will also see this as either a 60 minute line for hockey, or 90 minute line for soccer.

Does a Second Half Bet Include Overtime?

As mentioned above, second half bets do include overtime. This means if you place a bet during halftime for a team to win the second half only, and the game goes into overtime, whatever the outcome ends up being will determine if you win your bet or not.

This can include any bets that can be taken for the second half, such as point spread, total points, money line, and even player props.

Does a Fourth-Quarter Bet Include Overtime?

Despite a second half bet including overtime, a fourth quarter bet alone does not account for overtime. Fourth quarter betting (and third period betting for hockey) follows the same ruleset as other quarter (or period) bets, so you do not include overtime in these bets.

These quarter bets are individual plays, and do not carry over to any extra time that may be played. Quarter bets usually offer all of the standard plays, including point spread, total points, money line, and sometimes player props. However, keep in mind that these plays will only be valid for the quarter that you bet.